Free tool · Real AUD price history
Backtest a dollar-cost-averaging habit
Pick an amount, a schedule and an asset, and see exactly what that steady habit would have produced against real market history — total invested, units accumulated, and average buy price versus today. History is not a forecast; this is a way to understand the mechanics, not a promise.
Research Tools · Backtest
The dollar-cost averaging backtest
Set a fixed Australian-dollar amount, pick a cadence, and see what a disciplined buying habit would have accumulated — priced from real daily closes in AUD.
Fetching AUD price history…
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Backtest result
Profit / loss on total invested
- Total invested
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- Current value
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- Units accumulated
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- Average buy price
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- Current price
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- Purchases made
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Invested vs portfolio value
Source: CoinGecko · daily AUD close
Showing the last 12 months (free data limit)
General information only — this is an estimate, not financial or tax advice. Past performance is not an indicator of future performance.
Compare platforms with auto-DCA featuresWhy investors use DCA
Nobody reliably picks bottoms. A fixed schedule removes the decision entirely: the same dollars buy more units in drawdowns and fewer near peaks, and your average entry price reflects the whole period rather than one lucky or unlucky day. Several Australian platforms in our exchange comparison support automated recurring buys, and every purchase starts its own capital gains tax clock — our crypto tax guide and tax calculator cover what that means when you eventually sell. New to all of this? Start with the beginner’s guide.
Common questions
Frequently asked questions
What is dollar-cost averaging?
Dollar-cost averaging (DCA) means investing a fixed dollar amount on a regular schedule — say $100 every week — regardless of price. You buy more units when prices are low and fewer when they are high, smoothing your average entry price and removing the temptation to time the market.
Does dollar-cost averaging guarantee a profit?
No. DCA reduces timing risk, but if the asset falls over your whole investment period, a DCA position still loses money. Past results — including anything this backtester shows — are not an indicator of future performance.
Is each DCA purchase a separate tax event?
Each purchase sets its own cost base and acquisition date, which matters when you eventually sell — the 50% CGT discount applies per parcel held over 12 months. Buying itself is not taxable; disposing is. See our crypto tax guide for the details.
Where does the price data come from?
Live AUD price history from CoinGecko, fetched in your browser when you run a backtest. The free data source caps history at roughly 12 months, so longer windows automatically fall back to the available range with a note.