Crypto Tax
Crypto Tax Software Australia Compared (June 2026)
Koinly, Summ, Syla, CoinLedger, CoinTracking and Divly compared on AUD pricing, transaction limits, ATO report support and SMSF features. Verified June 2026.
By
YCG Research Desk
Published
12 June 2026
Fact-checked & updated
12 June 2026
Six platforms dominate crypto tax software in Australia in 2026: Koinly, Summ (formerly Crypto Tax Calculator), Syla, CoinLedger, CoinTracking and Divly. AUD-billed annual plans start at A$49, four of the six produce ATO myTax-ready reports, and three support SMSF or entity reporting. All figures below were verified in June 2026; the Australian crypto tax rules these tools apply are covered in our tax hub.
Some links on this page are partner links, and we may earn a commission if you subscribe through them. Commissions never change the published prices in these tables, and the formal disclosure appears alongside this article.
How the six platforms compare at a glance
| Platform | From (per year) | ATO myTax report | SMSF / entity reporting | Integrations (advertised) | Billing currency |
|---|---|---|---|---|---|
| Koinly | A$69 | Yes | Yes — SMSF-tailored reports | 800+ apps, 170+ blockchains | AUD |
| Summ (formerly Crypto Tax Calculator) | A$49 | Yes | Yes — separate account or accountant tools | 3,500+ | AUD |
| Syla | A$49 | Yes | Yes — SMSF, trust, company from Assurance tier | 500+ (advertises unlimited) | AUD, GST inclusive |
| CoinLedger | US$49 | Yes | No | Not published | USD |
| CoinTracking | US$49 | No ATO-specific format | No | ~400 | USD / EUR |
| Divly | €39 | Unverified — Australia absent from supported-country list | No | ~200 | EUR |
Two structural points stand out before any pricing detail. First, only Koinly, Summ and Syla bill in Australian dollars; CoinLedger and CoinTracking charge in US dollars and Divly in euros, so card FX fees and exchange-rate movement change the real AUD cost. Second, “supports Australia” is not a fixed fact: Divly’s homepage country list named twelve European markets and no Australia when checked in June 2026, which we treat as a material warning below.
AUD pricing tiers in detail
The three AUD-billed platforms publish four tiers each. Prices are per year.
| Platform | Plan | Price (AUD/yr) | Transaction limit |
|---|---|---|---|
| Koinly | Newbie | $69 | 100 |
| Koinly | Hodler | $149 | 1,000 |
| Koinly | Trader | $299 | 3,000 |
| Koinly | Pro | $399 | 10,000 |
| Summ | Rookie | $49 | 100 |
| Summ | Hobbyist | $129 | 1,000 |
| Summ | Investor | $249 | 10,000 |
| Summ | Trader | $399 | 100,000 |
| Syla | Budget | $49 | 200 |
| Syla | Assurance | $129 | 2,000 |
| Syla | Tax Saving | $249 | 20,000 |
| Syla | Private Wealth | $399 | 100,000 |
At each shared price point the transaction limits diverge sharply. At A$399, Koinly’s Pro plan covers 10,000 transactions while Summ’s Trader and Syla’s Private Wealth plans cover 100,000 — the highest published limits at that price in this table. At the A$129–149 mid-tier, Syla’s Assurance allows 2,000 transactions against 1,000 on Koinly Hodler and Summ Hobbyist. Higher limits are not automatically better value, though: a buy-and-hold investor with 60 trades a year will never use them, and the entry tiers exist for exactly that profile.
USD and EUR pricing, and what it means in AUD
| Platform | Plan | Price (per yr) | Transaction limit |
|---|---|---|---|
| CoinLedger | Hobbyist | US$49 | 100 |
| CoinLedger | Investor | US$99 | 1,000 |
| CoinLedger | Pro | US$199 | 3,000 (expandable in-app) |
| CoinTracking | Starter | US$49 | 200 |
| CoinTracking | Pro | US$169 | 3,500 |
| CoinTracking | Expert | US$259 | 20,000–100,000 |
| CoinTracking | Unlimited | US$899 | Unlimited |
| Divly | Free | €0 | 25,000 (tracking only) |
| Divly | Essential | €39 | 1,000 |
| Divly | Peace of Mind | €99 | 10,000 |
| Divly | Full Service | €499 | 100,000 |
None of these three publishes an official AUD price list. A US$49 plan converts to roughly A$75–80 before any card international-transaction fee, which puts CoinLedger’s entry tier above the A$49 entry tiers at Summ and Syla and above Koinly’s A$69 Newbie plan despite the smaller sticker number. CoinTracking offers two-year and lifetime plans at reduced rates, which can suit permanent heavy users but increases the upfront commitment to a platform with no ATO-specific report format.
ATO myTax report support
Koinly, Summ, Syla and CoinLedger each generate an Australia-specific report with figures formatted for the capital gains and income labels in myTax, including the 50% CGT discount for assets held over twelve months and income classification for staking, airdrops and similar receipts. How those figures map to your return is covered in our guide to declaring crypto on your tax return, and the underlying rules in our capital gains tax on crypto guide.
CoinTracking is the exception among the established platforms. It supports the long/short-term separation needed for the CGT discount and publishes Australian tax guides, but no ATO-specific report template was verifiable in June 2026 — its generic capital gains reports must be transposed into myTax manually. Divly’s position is weaker still: its Australia guide was last updated in October 2023 and Australia did not appear on its supported-countries list when checked in June 2026. Anyone considering Divly for an Australian return needs to confirm an ATO-format report is actually generated before paying.
No platform lodges anything with the ATO on your behalf. Separately, the ATO’s crypto asset data-matching program collects transaction and account data from designated service providers — including the major Australian exchanges — for financial years through 2025-26, and the ATO requires records to be kept for at least five years. Software does not create that visibility; it already exists.
SMSF and entity reporting
Three platforms handle entities; three do not.
| Platform | SMSF support | How it works | Entity cost |
|---|---|---|---|
| Syla | Yes | SMSF, trust and company reporting from the Assurance tier; assurance reports designed for audit | Each entity needs its own subscription (from A$129) |
| Koinly | Yes | SMSF-tailored reports plus accountant access, rather than a distinct SMSF plan | Standard plan per entity per tax year |
| Summ | Yes | Separate account per SMSF, or an accountant plan managing personal and SMSF together | Standard plan per account |
| CoinLedger | No | Individual reporting only | — |
| CoinTracking | No | Individual reporting only | — |
| Divly | No | Individual reporting only | — |
For trustees, the software output is an input to compliance, not the end of it. An SMSF’s annual return must be independently audited by an approved SMSF auditor and the fund must meet valuation, separation-of-assets and investment-strategy requirements regardless of which software prepared the numbers — the full obligations are set out in our guide to SMSF crypto rules, tax and audit requirements. Software costs also stack: a trustee running personal and SMSF reporting on Syla pays for two subscriptions, not one.
Free tiers compared
| Platform | What the free tier includes | What it withholds |
|---|---|---|
| Koinly | Tracks up to 10,000 transactions; full portfolio tracking and capital gains preview | Tax report downloads |
| Summ | Free signup, full transaction import, auto-categorisation, gains preview | Report downloads, tax-loss tool, priority support |
| Syla | Free account, unlimited imports, portfolio review | Report downloads |
| CoinLedger | Unlimited imports, net capital gains/losses view, portfolio tracking; 14-day money-back on paid plans | Full tax report download |
| CoinTracking | Portfolio view only, plus a 7-day full-feature trial | Ongoing imports and all tax reports |
| Divly | Portfolio tracking up to 25,000 transactions | Country tax report |
The practical use of these free tiers is verification before payment. Because Koinly, Summ, Syla and CoinLedger all let you import everything and preview the capital gains result at no cost, it is possible to load the same transaction history into two or three platforms, check whether the calculated gains broadly agree, and only then pay one of them for the report. Disagreements between platforms usually point to missing cost-base data or misclassified transfers — worth resolving before lodgment either way.
Notable differences worth knowing
The Summ rebrand. Crypto Tax Calculator, one of the two Australian-built platforms in this comparison, rebranded to Summ. The cryptotaxcalculator.io domain now redirects to summ.com, with Australian pricing at summ.com/au. Plans, accounts and the ATO-specific tax engine carried over; only the name changed. Returning users searching for the old brand will be redirected.
Per-year versus all-years pricing. This is the largest hidden cost difference in the table. Koinly’s price is per tax year: cleaning up four years of unreported trading means buying a plan for each of those years. Summ, Syla and CoinTracking each cover every financial year, past and present, under one subscription. For a single current-year return the distinction is irrelevant; for a multi-year catch-up it can multiply the Koinly cost by the number of years involved. Multi-year cleanups also commonly involve amended returns, where a registered tax agent’s involvement is prudent.
Syla is Australia-only, by design. Syla is built exclusively for Australian tax law, prices in AUD inclusive of GST, and offers an LTFO (lowest-tax-first-out) parcel selection method on its Tax Saving tier — one of several legal approaches to reducing crypto CGT that depend on parcel identification. The trade-offs are real: it is useless for anyone who also needs a foreign tax report, its A$49 Budget tier caps at 200 transactions, and every entity needs its own paid subscription.
Integration depth varies by an order of magnitude. Summ advertises 3,500+ integrations including roughly 2,300 DeFi protocols, the largest count in this table, against roughly 200 at Divly and 400 at CoinTracking. For someone who only used one or two AUSTRAC-registered Australian exchanges, almost any platform’s coverage suffices and CSV import fills gaps. For heavy on-chain DeFi and NFT activity, integration depth directly determines how much manual categorisation the cheaper options will demand.
Divly’s Australian support is doubtful. We flag this plainly: as at June 2026, Divly’s supported-countries list named twelve European markets and omitted Australia, while a 2023-dated Australian guide remained on the site. The EUR-only pricing and ~200 integrations were already weaknesses for Australian users; the unverifiable ATO report support makes it a platform to verify directly, in writing, before any payment.
Questions to work through before paying
- Count your transactions across all exchanges and wallets — every trade, swap, transfer and reward — because the tier you need is set by lifetime or per-year volume depending on the platform.
- Decide which financial years you need: a single current-year report, or a multi-year cleanup that favours all-years subscriptions.
- Check whether you need entity reporting (SMSF, trust, company), which immediately narrows the field to Syla, Koinly or Summ.
- Confirm your specific exchanges, chains and protocols appear on the platform’s integration list, not just the headline count.
- Use a free tier to import everything and preview the result before paying anything.
- Convert USD or EUR prices to AUD at current rates, adding your card’s international-transaction fee, before comparing against AUD-billed rivals.
What the software cannot do
Crypto tax software calculates; it does not advise, and it does not confirm that its output is right for your circumstances. Whether you are an investor or a trader in the ATO’s eyes, whether a personal-use asset exemption genuinely applies, how a chain-split or DeFi wrapper should be classified — these are judgement calls the software resolves with defaults that may not match your facts. The output is also only as accurate as the data imported: missing wallets or unmatched transfers silently distort the cost base.
For a straightforward portfolio, many Australians lodge the software’s figures through myTax themselves. For anything involving entities, multi-year amendments, trader classification or material sums, a crypto-literate registered tax agent — registration checkable at tpb.gov.au — is the appropriate next step. The general rules, rates and worked examples behind everything these tools calculate are maintained across our crypto tax guides.
Common questions
Frequently asked questions
What is the best crypto tax software in Australia?
No single product suits everyone, and we do not rank winners. The right fit depends on your transaction count, whether you use DeFi or NFTs, whether you report for an SMSF, trust or company, and how many past financial years you need covered. Koinly, Summ and Syla publish AUD pricing and produce ATO-ready reports; CoinLedger and CoinTracking bill in US dollars. Compare the feature tables against your own records.
How much does crypto tax software cost in Australia?
Published annual prices for AUD-billed platforms run from A$49 (Summ Rookie and Syla Budget) to A$399 (Koinly Pro, Summ Trader and Syla Private Wealth), with transaction limits from 100 to 100,000. CoinLedger charges US$49 to US$199 and CoinTracking US$49 to US$899, so exchange rates and card FX fees affect the final AUD cost. Free tiers exist, but downloading a tax report requires a paid plan.
Is there free crypto tax software in Australia?
Most platforms are free to try but charge for the final report. Koinly's free plan tracks up to 10,000 transactions and previews capital gains; Summ, Syla and CoinLedger allow free imports and a gains preview. Divly tracks up to 25,000 transactions free. In every case a paid plan, generally A$49 and up, is required to download an ATO-ready tax report.
What happened to Crypto Tax Calculator?
Crypto Tax Calculator, the Australian-built platform, rebranded to Summ. The old cryptotaxcalculator.io address now redirects to summ.com, and Australian pricing sits at summ.com/au. The product, plans and ATO-specific tax logic continue under the new name, with annual plans from A$49 (Rookie, 100 transactions) to A$399 (Trader, 100,000 transactions). Existing accounts carried across to the new brand.
Does crypto tax software report directly to the ATO?
No. The software generates reports — capital gains schedules and myTax-formatted figures — that you or your tax agent enter into your return. Separately, the ATO runs a crypto asset data-matching program with designated service providers, including major Australian exchanges, covering financial years to 2025-26, so the ATO independently receives transaction data whether or not you use tax software.
Can crypto tax software handle SMSF reporting?
Some can. Syla supports SMSF, trust and company entities from its Assurance plan (A$129 a year), with each entity needing its own subscription. Koinly produces SMSF-tailored reports, and Summ supports SMSFs through a separate account or its accountant tools. CoinLedger, CoinTracking and Divly do not offer dedicated SMSF reporting. SMSF annual returns must still be audited and lodged through licensed professionals.
Do I still need an accountant if I use crypto tax software?
Software automates calculations but does not confirm your personal tax position. Questions such as investor versus trader status, personal-use asset claims and SMSF compliance involve judgement the ATO expects taxpayers to get right. Many people lodge software output themselves through myTax; others give the reports to a registered tax agent. Any agent's registration can be checked at tpb.gov.au.
Sources & further reading