Australian Crypto CGT Calculator: Estimate Your Tax 2024-25

Enter Your Transaction Details

Purchase Price (AUD)

Total AUD you paid (including fees)

Sale Price (AUD)

Total AUD you received (after fees)

How Long Did You Hold?

Your Income Bracket (2024-25)

Marginal rate used for CGT calculation

Disclaimer: This calculator provides an estimate only and does not account for all tax scenarios including personal use assets, business income treatment, wash sale arrangements, SMSF tax rates, or state-level taxes. It is not a substitute for advice from a registered tax agent. Always consult a qualified tax professional before lodging your return. Tax rates are based on 2024-25 Australian individual resident rates and do not include Medicare Levy.

Key Australian Crypto CGT Rules

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CGT Event A1

Disposing of a crypto asset (selling, trading one crypto for another, or gifting) is a CGT event. The gain or loss equals the sale proceeds minus the cost base.

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50% CGT Discount

If you hold a crypto asset for more than 12 months before disposing of it, you may be entitled to a 50% discount on your capital gain. This reduces your taxable gain by half.

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Cost Base

Your cost base includes the purchase price plus any fees paid (exchange fees, gas fees). Keeping records of all fees is important as they reduce your taxable gain.

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Capital Losses

Capital losses can be applied against capital gains in the same year or carried forward. They cannot be applied against ordinary income like wages or staking rewards.

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Crypto-to-Crypto Trades

Swapping one cryptocurrency for another is a taxable CGT event in Australia. The AUD value at the time of the swap determines both the proceeds and the new cost base.

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ATO Data Matching

The ATO receives transaction data from Australian exchanges registered with AUSTRAC. Undeclared crypto gains are likely to be detected. Voluntary disclosure is always the better option.

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